Website terms
Terms of Service
These terms explain the rules for using United Car Insurance and clarify that our content is educational, not insurance, legal, or financial advice.
Educational use
Content is provided for general information and decision support.
Third-party offers
Affiliate partners operate under their own terms, pricing, and privacy rules.
Professional review
Confirm important coverage and claim decisions with licensed professionals.
Last updated: June 13, 2026
1. Agreement to Terms
By accessing or using United Car Insurance (the "Site"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these Terms, you should not use the Site. We may modify these Terms and update the last updated date when changes are made.
2. Intellectual Property Rights
Unless otherwise indicated, the Site content, design, text, graphics, and related materials are owned or licensed by us and are protected by applicable intellectual property laws. The content is provided for personal, informational use only.
3. Affiliate Disclosure
United Car Insurance is an educational website that may earn compensation through affiliate links. As an Amazon Associate I earn from qualifying purchases. We may also earn commissions from other affiliate partners when you click a sponsored link and complete a qualifying purchase, consultation, or other eligible action, at no additional cost to you.
Affiliate relationships do not create an insurance, legal, financial, or professional services relationship between you and United Car Insurance. Third-party products and consultations are provided by their respective owners under their own terms, privacy policies, prices, and eligibility rules.
4. User Conduct and Prohibited Activities
You may only use the Site for lawful purposes. You agree not to use the Site:
- In any way that violates applicable federal, state, local, or international law or regulation.
- To engage in conduct that is harassing, abusive, defamatory, or obscene.
- To impersonate the company, another user, or any other person or entity.
- To introduce viruses, malicious code, or technologically harmful material.
5. Disclaimers and Limitation of Liability
General Disclaimer
Information on this Site is for general informational and educational purposes only. We make no representation or warranty regarding the accuracy, adequacy, reliability, or completeness of any information. We are not an insurance provider, agency, brokerage, legal advisor, or financial advisor.
Limitation of Liability
Your use of the Site and reliance on any information is solely at your own risk. United Car Insurance is not responsible for third-party services, products, offers, advice, or outcomes.
6. Governing Law
These Terms of Service and your use of the Site are governed by and construed in accordance with the laws of Germany.
7. Contact Us
To resolve a complaint regarding the Site or to receive further information, please contact us using the information provided in our Impressum.