Terms of Service

Please read these terms carefully before using our website.

Last Updated: November 16, 2025

1. Agreement to Terms

By accessing or using United Car Insurance (the "Site"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these Terms, you are prohibited from using the Site. We reserve the right to modify these Terms at any time, and we will update the "Last Updated" date to reflect any changes.

2. Intellectual Property Rights

Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws. The Content and the Marks are provided on the Site "AS IS" for your information and personal use only.

3. Affiliate Disclosure

United Car Insurance is an affiliate marketing website and a participant in various affiliate advertising programs. This means we may earn a commission when you click on or make purchases via affiliate links provided on the Site, at no additional cost to you. Our editorial content, including our reviews and guides, is not influenced by advertisers or affiliate partnerships.

4. User Conduct and Prohibited Activities

You may only use the Site for lawful purposes. You agree not to use the Site:

  • In any way that violates applicable federal, state, local, or international law or regulation.
  • To engage in conduct that is harassing, abusive, defamatory, or obscene.
  • To impersonate or attempt to impersonate the company, an employee, another user, or any other person or entity.
  • To introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.

5. Disclaimers and Limitation of Liability

General Disclaimer

The information provided on this Site is for general informational and educational purposes only. All information is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, reliability, or completeness of any information. We are not an insurance provider, agency, or financial advisor.

Limitation of Liability

Under no circumstance shall we have any liability to you for any loss or damage incurred as a result of the use of the site or reliance on any information provided. Your use of the site and your reliance on any information is solely at your own risk.

6. Governing Law

These Terms of Service and your use of the Site are governed by and construed in accordance with the laws of Germany.

7. Contact Us

To resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us using the information provided in our Impressum.