Premium & Savings Calculators
Coverage Cost Calculator
Estimate your monthly premium range based on coverage limits, deductibles, state, and popular discounts—without entering personal data.
Your assumptions
Estimated premium
Estimated monthly range
$102 - $124
Annual equivalent: $1,221 - $1,493
These are directional estimates based on public cost factors; actual rates vary by carrier, driving history, garaging address, and underwriting.
Breakdown by coverage type (est.)
Liability$62
Collision$28
Comprehensive$17
Fees/taxes (est.)$6
Savings tips
- Compare at least 5 carriers and independent agents.
- Bundle auto with renters/home to unlock multi-policy credits.
- Right-size deductibles to what you can fund tomorrow.
- Ask for telematics trials before committing; opt out if scores drop.
Ready to action this? Check our comparison shopping guide or see how premiums are calculated.
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This calculator provides directional estimates for educational purposes only and is not financial, legal, or insurance advice. Carrier pricing and eligibility vary by state and underwriting; verify any decisions with a licensed professional.