Premium & Savings Calculators

Coverage Cost Calculator

Estimate your monthly premium range based on coverage limits, deductibles, state, and popular discounts—without entering personal data.

Your assumptions

Estimated premium

Estimated monthly range

$102 - $124

Annual equivalent: $1,221 - $1,493

These are directional estimates based on public cost factors; actual rates vary by carrier, driving history, garaging address, and underwriting.

Breakdown by coverage type (est.)

Liability$62
Collision$28
Comprehensive$17
Fees/taxes (est.)$6

Savings tips

  • Compare at least 5 carriers and independent agents.
  • Bundle auto with renters/home to unlock multi-policy credits.
  • Right-size deductibles to what you can fund tomorrow.
  • Ask for telematics trials before committing; opt out if scores drop.

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Check out our curated list of top providers and learn how to secure the best rates today.

This calculator provides directional estimates for educational purposes only and is not financial, legal, or insurance advice. Carrier pricing and eligibility vary by state and underwriting; verify any decisions with a licensed professional.